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Finance Your Grow

As a highly recognized national and global supplier of growing equipment, we will help you get started or expand. We are here for you. We currently offer two financing options: Klarna 3-36 Month Financing and PayPal Credit 6 Month Same As Cash Financing.

KLARNA, BUY NOW, PAY LATER WITH KLARNA’S 3-36 MONTH FINANCING

We’ve partnered with Klarna to provide you with easy payment options at checkout, so you can buy what you want, when you want.

It’s smooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

How to checkout with Klarna

How to pay with Klarna | Home Grown Superstore

You Shop, You Choose How to Pay

Monthly Financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you can manage your payments and receive reminders directly in the Klarna App.

Making Payments

Review your latest purchases and pay any open balances by logging into your Klarna account at https://app.klarna.com/login. You can chat with Klarna customer service 24/7 in the Klarna App.

 Safe and Secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Klarna Frequently Asked Questions

What is Klarna?

Klarna is a global payment solutions provider that works with retailers to provide customers the smoothest online shopping experience. Klarna is in over 130,000 online stores and has more than 60 million users globally.

What is Klarna monthly financing?

Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

How does financing with Klarna work?

It’s simple! Shop at any online store that offers Klarna monthly financing, and choose a flexible payment plan to pay for your purchases over time. You will know if you are approved in seconds, before completing your purchase. If approved, you will receive an email confirmation from Klarna, and can manage your account through the Klarna App.

Will this affect my credit score?

Monthly financing applications will take credit score and credit history into consideration when determining if the application is approved.

How can I reach Klarna?

You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna App.

PayPal Same-As-Cash Financing

Expand your grow now. With our Same-As-Cash special financing offer, you will not pay interest on your loan if it’s paid in full in the first 6 months.

It’s simple and easy. Buy now, pay over time with PayPal Credit.

Use PayPal Credit’s digital, reusable credit line to shop online anywhere PayPal is accepted and get 6 months special financing on purchases of $99 or more every time you shop. Get a credit decision in seconds with a quick application.

No Interest if paid in full in 6 months on purchases of $99 or more.

Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments are required. Subject to credit approval.

PayPal Credit | Home Grown Superstore

PayPal Credit Frequently Asked Questions

What is PayPal Credit?

PayPal Credit is an open-end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.

What is the Annual Percentage Rate (APR)?

For New Accounts: Variable Purchase APR is 26.24%. The APR is accurate as of 3/1/2019 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum Interest charge is $2.00.

How does the "No Interest if paid in full in 6 months on purchases of $99 or more" offer work?

You'll enjoy No Interest if paid in full in 6 months on purchases of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

Is “No Interest if paid in full in 6 months on purchases of $99 or more” an introductory offer?

No, it is not an introductory offer. It’s an offer that’s available on every purchase of $99 or more. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

Is there an annual fee to use PayPal Credit?

No! There is no annual fee to use PayPal Credit.

Do I have a credit line and how much will it be?

Upon approval, your PayPal Credit account will be assigned a credit line of at least $250, based on your creditworthiness. You can confirm your credit line details by logging into your account.

What is the Easy Payments promotional financing option offered by PayPal Credit?

Easy Payments is a promotional financing option with select merchants that may be subject to special, promotional repayment terms and/or APRs that allows you to pay for your PayPal Credit purchases in substantially equal monthly payments (subject to credit approval).

How do I apply for PayPal Credit?

When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your Social Security number, and agree to the Terms and Conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your account with PayPal and you’ll see it as a payment option every time you check out with PayPal.

What if I do not currently have an account with PayPal?

You will need an account with PayPal to apply for PayPal Credit. Once you've signed up for PayPal, you can begin the application for PayPal Credit. Signing up for PayPal is free. 

Where can I use PayPal Credit?

You can use PayPal Credit at millions of stores online where PayPal is accepted. 

 What does ‘Subject to Credit Approval’ mean?

Synchrony Bank will review and consider your credit report and other information prior to opening your account and establishing your credit line. This process usually happens in a matter of seconds as part of the PayPal Credit application process.

How do I use PayPal Credit?

To use PayPal Credit, simply checkout using PayPal and select PayPal Credit as your payment method.

Why should I use PayPal Credit for my PayPal purchases?

Enjoy No Interest if paid in full in 6 months on purchases of $99 or more when you check out with PayPal and pay with PayPal Credit. Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months. Minimum monthly payments required.

Can I use PayPal Credit for purchases less than $99?

Yes, PayPal Credit is a reusable credit line and can be used for purchases less than $99. 

How do I pay my PayPal Credit bill?

At any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. You can pay from either your PayPal balance if you have a PayPal Cash or PayPal Cash Plus account, or your linked bank account conveniently on PayPal.com. 

You can also mail your payments to: 

PayPal Credit 
P.O. Box 960006 

Orlando, FL 32896-0006 

Or, you can call our customer service department at 1-844-373-4961 to make a payment.

Note: When mailing a payment, please make sure you include your PayPal Credit account number or payment stub.

Is there a fee for late payments?

Yes, you will be charged a late fee for each month the minimum payment is not paid by the payment due date. An explanation of the Late Payment Fee is provided in the current version of the PayPal Credit Terms and Conditions.

The Late Fee is equal to:

  • $28, if you have paid your minimum payment due by the due date in each of the prior six billing cycles; OR
  • $39, if you have failed to pay your minimum payment due by the due date in any one or more of the prior six billing cycles.

However, the Late Fee will never be more than the minimum payment that was due and will not exceed $5 if the minimum payment due is less than $28.